The organization of the commercial bank of the test

Question 1. The essence of the banks is determined by the fact that they:
1. increase the money supply by organi¬zatsii cashless treatment;
2. engaged in accepting deposits;
3. To reduce the money supply by organiza¬tsii cashless treatment;
4. to issue bank notes;
5. specialize in financial intermediation.
Question 2. The Russian banks are prohibited from engaging:
1. insurance and trade;
2. Insurance, commercial and industrial activities;
3. The commercial and industrial activities;
4. professional activities in the securities market; trust management.
Question 3.Universalny Bank:
1. performs the full range of banking operations;
2. serving both physical and legal persons;
3. has a ruble and foreign currency license;
4. has additional licenses to conduct pro¬fessionalnoy activities in the securities market;
5. has a general license.
Question 4. Non-bank credit organization - is:
1. credit cooperatives, clearinghouses;
2. Paragraph "1" + leasing company;
3. The item "2" + charities;
4. The item "2" + banking associations;
5. The credit bureaus.
Question 5. In the legal form of banks can be:
1. The joint-stock and unit;
2. JSC, LLC, ALC;
3. The public, private and mixed;
4. The universal and specialized;
5. without the participation of foreign capital, with the participation of inostranno¬go capital.

Task 2.

Question 1. The number of commercial banks are currently in Russia
is as follows:
1. at least 1000;
2. 1000;
3. more than 2000;
4. 3000;
5. about 100.

Question 2. Commercial banks are classified by a number of features:
1. according to the degree of infrastructure development;
2. The availability of qualified personnel;
3. for regulating their activity regulations;
4. The scope of activities;
5. on the technology applied.
Question 3. Services and operations carried out by commercial banks,
can be divided into:
1. by voluntary and compulsory;
2. The banking and non-banking;
3. primary and secondary;
4. productive and non-productive;
5. The market and non-market.
Question 4. The concept of "universal bank" implies that it is:
1. providing customers a full range of banking services;
2. works with both physical and legal persons;
3. is able to serve customers in different regions of the country;
4. All this is true;
5. Return only points "1" and "2".
Question 5. Separation of the concepts of "traditional" and "additional" Banking allows you to:
1. delineate the function of banks and non-bank financial institutions;
2. determine the range of operations that can perform isklyu¬chitelno commercial banks;
3. To perform banking transactions to non-bank financial institutions, but without taking into account the limitations of the central bank;
4. outline the range of operations that do not require compulsory li¬tsenzirovaniya;
5. divide the market of banking services to individual segments.

Task 3.

Question 1. Banking legislation includes:
1. Only special banking laws
2. banking laws and the laws of common action;
3. The banking laws, the laws of common action and regulations of the Bank of Russia;
4. The laws of a general action;
5. all laws affecting any aspect deyatelno¬sti banks.
Question 2. Banking legislation regulates:
1. The procedure for the establishment of a commercial bank;
2. The procedure for conducting banking operations;
3. The procedure of banking activities;
4. The rules of financial accounting and reporting of commercial banks;
5. The order of interaction with customers of a commercial bank.
Question 3. Credit institutions may create the following businesses:
1. consortia;
2. The holdings;
3. Association;
4. All of the above is true;
5. Return only points "1" and "2".